Why waiting for 20% is often the more expensive choice — with the numbers on lenders mortgage insurance run both ways.
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declined applications were approved by a different lender inside two weeks, with no change to the borrower's income or deposit.
RefinancingWhy your lender may not pass the whole cut on, and the two sentences that usually make them.
Read the articleOffset AccountsThey look identical on a repayment calculator and behave very differently the day you need the cash back.
Read the articleCredit ScoresNothing on your file is late, nothing is defaulted, and the application still comes back referred. Here is what is being read.
Read the articleInvestment LendingYou will be quoted a gross weekly rent. The lender will use considerably less than that, and the gap decides your borrowing power.
Read the articleFixed vs VariableThe question is not which rate will be lower. It is how much certainty is worth to your household, and what it costs to buy.
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